Table of contents

10 topics, start to finish

Read them in order for a full picture, or jump to whichever question you have right now.

1. 01Reading Your First PaycheckThe number you agreed to and the number you receive are two different numbers.5 min
2. 02What Counts as Your IncomeIf it has value and someone gave it to you for something, assume it counts.5 min
3. 03Deductions, Explained SimplyA deduction shrinks the income that gets taxed — not the tax itself.5 min
4. 04Credits, and Why They Are StrongerA credit cuts the bill itself, dollar for dollar.5 min
5. 05The Standard Deduction and the Zero-Tax ZoneA chunk of your income is taxed at nothing at all.4 min
6. 06Tax Brackets Made SimpleA raise never costs you money.5 min
7. 07Refunds and What They Really MeanA big refund is your own money coming home late.4 min
8. 08Habits That Pay Off All YearTax season is short. The habits that make it easy are not.4 min
9. 09How to Complete a Federal W-4The one form that decides your whole paycheck.5 min
10. 10Tax Basics for ClergyAn employee for income tax, self-employed for Social Security.5 min